Inflation-adjusted Corpus
What is your investment corpus worth in today's money after inflation?
Enter Details
₹
% p.a.
Results
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Enter corpus details and click Calculate.
Formula
Real value = Nominal corpus ÷ (1 + inflation rate ÷ 100)ⁿ
- Nominal corpus (₹) — Projected investment value
- Inflation rate (% p.a.) — India long-run average ≈ 6%
- n (years) — Years until you need the money
Example: ₹1 Cr corpus in 20 years at 6% inflation → real value today ≈ ₹31 L
Interpreting Your Result
6% inflation, 20 years
₹1 buys ₹0.31 in real terms
Inflation halves purchasing power roughly every 12 years at 6%
Frequently Asked Questions
Why does corpus lose value?
Inflation erodes purchasing power. ₹1 Cr today and ₹1 Cr in 20 years are very different amounts in real terms.
What inflation rate should I use?
India's historical average is 5–7%. Use 6% as a conservative long-term planning assumption.