Lumpsum Investment Calculator
See how a one-time investment grows with compounding returns
Enter Details
₹
% p.a.
Results
💎
Enter your details and click Calculate.
Formula
Maturity = P × (1 + r ÷ 100)ⁿ
- P (₹) — Principal (one-time investment)
- r (% p.a.) — Annual return rate
- n (years) — Investment duration
Example: ₹1,00,000 at 12% for 10 years → 1,00,000 × 1.12¹⁰ ≈ ₹3,10,585
Interpreting Your Result
Rule of 72
Doubling time ≈ 72 ÷ rate
At 12%, money doubles every ~6 years
Frequently Asked Questions
Lumpsum vs SIP — which is better?
If you invest when markets are low, lumpsum outperforms SIP. If timing is uncertain, SIP reduces risk through cost averaging.
How is lumpsum return calculated?
Using compound interest: P × (1 + r)ⁿ. The key driver is time — starting earlier dramatically increases final wealth.