Retirement Readiness Score
How on-track is your projected corpus vs what you actually need?
Enter Details
₹
₹
Results
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Enter your details and click Calculate.
Formula
Score = min(100, projected corpus ÷ needed corpus × 100) Shortfall = max(0, needed − projected)
- Projected corpus (₹) — Estimated corpus from current SIP or savings
- Needed corpus (₹) — Required corpus from Retirement Calculator
Example: Projected ₹2 Cr, Needed ₹3 Cr → Score = 66.7 → Shortfall = ₹1 Cr
Interpreting Your Result
≥ 100
On track
Projected corpus meets or exceeds target
75–99
Slightly behind
Small increase in SIP can close the gap
50–74
Behind
Significant savings increase needed
< 50
Critical gap
Review both corpus target and savings rate urgently
Frequently Asked Questions
How do I improve my readiness score?
Increase your monthly SIP, reduce retirement expenses, delay retirement by a few years, or improve returns through better asset allocation.